terms of service

2. rotating savings circles (roscas)

truva provides an on-chain savings circle mechanism.

• collateral requirement: members must deposit an upfront collateral stake into the smart contract to join a savings circle.
• default & slashing: if a member defaults on their periodic contribution, the smart contract enforces an automatic slashing event. the slashee's collateral is distributed to fund the pool, ensuring honest members are not left empty-handed. truva is not responsible for member defaults beyond the automated slashing mechanism.

3. dual-bond escrow agreement

our escrow system operates on a game-theoretic dual-bond design.

• security bonds: both the buyer and the seller must post a security bond to activate the escrow.
• deadlock & burning: if a dispute arises and cannot be resolved before the deadline, all payments are returned to the buyer, and both safety bonds are permanently burned. by initiating a dual-bond escrow, you acknowledge that if you deadlock, you will lose your bond.

4. sponsored transactions & treasury

truva sponsors rent and network fees on-chain using the truva treasury. this sponsorship is provided as-is and may be adjusted, throttled, or paused at any time depending on treasury capacity or network conditions. users have no guaranteed right to lifetime sponsored transactions.

5. limit of liability

truva is an experimental smart-contract protocol. we are not liable for any financial losses, smart contract bugs, network congestion, paystack partner failures, or user errors. you interact with the solana blockchain at your own risk.